These boards also probably can’t do more than 32GB.

what is the difference between this and having new board, but not being able to afford that 32gb anyway?

once parasite like this finds a way to attach itself to a host, it is surprisingly hard to get rid off it. it is basically prisoner’s dilemma, if everyone leaves, you all won, but if it is just you who leave, you will lose compared to others. no one wants to be the first to leave and risk losing.