The biggest part for me is online payment and that’s where it matters most that multiple countries share a system. I already used the predecessor service, but I hope this could lead to wider adoption on the vendor side. So far it looks worse than the previous system. If they don’t change that I need an app to pay online, it’s useless.

This also by no means covers or plan to cover all of EU. It’s just Germany, France and BENELUX

I hope they’ll try to bring the Girocard to more countries next. Right now it only works in other countries because of visa/mastercard co-branding.