I also kinda doubt they have the bandwidth and storage space to ingest billions of phone call recordings.

They’re like a couple of megabytes each if compressed properly. Short calls could be less than a meg and long ones in the tens of megabytes. Billions would be petabytes. That’s actually… Kinda doable these days if you’re a country with the resources of China.

I’d contribute to the thirst traps to get everyone to come over but I don’t think anyone wants to see a hair overweight dude get nearly naked.

In the nations that have them. Which is just a few of them. And you generally can’t use them abroad I believe?

For a functional card you still only have Visa and MasterCard as options. That’s something the EU needs to work on.

Wero doesn’t really have offline processing either yet. And when it will, it will be dependent on your phone, so good luck if it’s out of battery or doesn’t pass Google Play Integrity on an unlocked device.

This is why I keep saying we need actual European payment cards, not just a PayPal replacement.

But the 14-day return (and other consumer protections) hinge on the vendor playing along

Your bank tells you to sue the recipient in court, they won’t do a thing for you.

That’s what consumer protection agencies and small claims courts are for. In my country, any time a vendor has a case with those it’ll be shown forever publicly too, so it’s a very quick way to lose reputation. Of course you can still get scammed by ordering from a company that was only made to scam people, but with reputable vendors it’s almost impossible because they have too much to lose.

Also for Wero, right now the consumer protections are “planned” so I’m not 100% sure they exist already.

When Wero is actually ready, it looks like it’ll cover 90% of use cases. I’m happy it’s being done. But till we have an EU based payment card that’s useable across the entire union (and preferably worldwide), I’ll still have to have visa or mastercard or cash as an emergency backup and I don’t like carrying too much cash with me (particularly when traveling), even if my physical size and shape is in the “eh easier to mug someone else” territory. And if I want to switch away from American smartphone operating systems and get a Linux phone, Wero won’t even be an option for me, since it needs an app. My bank cards don’t need an app (though it’s convenient obviously).

Huh? I get 2 years of warranty and 14 days right to return no questions asked on anything I order online.

Money transfers are instant. Like less than a second usually for me.

And Wero doesn’t have a good solution for POS yet, might never have a truly good one.

You can easily do that already? Just transfer the money as usual?

It still doesn’t replace cards so it’s really mostly replacing PayPal (a thing we already didn’t need to function here) and eventually it’ll apparently offer QR based payments on POS if you have the app - so it replaces cards IF you have Google or Apple approved phone.

I’m still seeing it as too little, too late.

So you know how everyone uses Electron because it’s makes it easy to make a cross platform app using web tech?

Well apparently Epic doesn’t even use Electron. They embed Chromium in an UE4 application. That’s right, they’re running a browser AND a game engine for their fucking launcher/store. Even just plain Electron (so just Chromium) would be an improvement.

Self-insert usually means the writer designed a character after themselves but in this instance I think it means the reader should imagine their own hair there